PCL needed to:

• Establish a credible GHG emissions baseline: calculate their first comprehensive carbon footprint, including Scope 3 emissions, using recognised UK and international standards.
• Drive transparent disclosure: align with TCFD recommendations while enhancing stakeholder trust.
• Improve climate-related risk and opportunity management: create actionable strategies to manage climate-related risks and seize opportunities, laying the foundation for long-term sustainability.
  
  

Energise’s targeted support

Our Carbon & Environment specialists delivered a high-impact solution that directly addressed key business needs by providing:

• Robust carbon footprint calculations: using methodologies in line with the internationally recognised GHG Protocol Corporate Accounting and Reporting Standard, we provided PCL with an audit-ready emissions baseline – an essential first step for any credible climate-related disclosure.
• Bespoke climate-related risk and opportunity assessment: by analysing PCL’s estate, operations, sector, and supply chain we compiled a register of material climate-related risks and opportunities, assessing their likelihood, severity, and financial impact.
• TCFD alignment assessment: we assessed the degree to which PCL’s current risk management and governance structures aligned with TCFD recommendations and developed a tailored action plan to close gaps in the short and medium term.
• Strategic stakeholder workshops: focused, guided workshops helping to upskill PCL in climate-related risks and opportunities and ensured a thorough understanding of the business and accurate risk and opportunity analysis.
  
  

Impact and benefits

With a GHG emissions baseline and bespoke TCFD assessment, PCL is now better equipped for transparent climate reporting and future compliance.

Our sustainability consultants provided a clear assessment of current risk and opportunity exposure and created an actionable plan to improve associated policies and practices, positioning the business to effectively manage risks and capitalise on emerging opportunities.

By embedding an awareness of the company’s carbon impacts and its risk exposure into core decision-making, Premium Credit has strengthened its resilience and built a foundation for long-term business growth.